Overview

Endowment Wealth Management® is a Fiduciary Advisor

As a Registered Investment Advisor (RIA), we are required by Federal law to follow a fiduciary standard of care. As a fiduciary we must, at all times, act for the sole benefit and interests of our clients. This is a relationship of loyalty, trust and confidence. This fiduciary duty represents the highest standard of care, and is the same standard of care required of physicians, attorneys, and CPAs.

Endowment Wealth Management® differentiates itself from our peers on the basis of the following attributes:

Objectivity

As an independent firm, our team of experienced investment professionals focuses only on doing what is in the best interest of each client with full transparency and objectivity.

Independence

Our professional independence and unbiased advice is based on utilizing an open architecture to research institutional quality money managers in order to construct and monitor portfolios specific to our clients needs. We maintain our independence by not being affiliated with any Wall Street broker-dealer, investment bank, commercial bank, or insurance company.

Fee Based

The firm is paid directly and exclusively by our clients and do not get any other indirect compensation, commissions or shared profits. The firm does not earn commissions by selling a product; we are paid a fee to give the unbiased advice necessary to creating successful investment strategies.

Employee owned

The firm is majority owned by our professional team and is committed to the long-term sustainability of our clients, our employees, and our firm.

Aligned with our clients

The owners and employees utilize the same Endowment Investment Strategies as our clients.


Code of Ethics

We have adopted the following code of ethics firm wide, as applicable to members of the CFA Institute:

• Act with integrity, competence, diligence, respect, and in an ethical manner with the public, clients, prospective clients, employers, employees, colleagues in the investment profession, and other participants in the global capital markets.

• Place the integrity of the investment profession and the interests of clients above their own personal interests.

• Use reasonable care and exercise independent professional judgment when conducting investment analysis, making investment recommendations, taking investment actions, and engaging in other professional activities.

• Practice and encourage others to practice in a professional and ethical manner that will reflect credit on themselves and the profession.

• Promote the integrity of and uphold the rules governing capital markets.

• Maintain and improve their professional competence and strive to maintain and improve the competence of other investment professionals.

The following articles provide more details on the subject of ethics and standards of professional conduct:

CFA Institute Code of Ethics and Standard of Professional Conduct

Ethical Dilemmas in the Financial Services Industry


The following articles provide a perspective on the fiduciary standard and current ongoing debate in the industry to differentiate brokers and advisors:

ThinkAdvisor: Fiduciary Matters

ThinkAdvisor: Fiduciary Survey of Advisors

CFA Institute: Fiduciary Responsibilities and Ethical Considerations

CFA Institute: The Fiduciary Principle: No Man Can Serve Two Masters

CFA Institute: Fiduciary Responsibilities of Investment Managers and Trustees

EWM: Fiduciary Obligations of Brokers-Dealers and Investment Advisers

Brokers vs. Fiduciaries

CFA Institute: Choosing a Financial Advisor

Share and Enjoy